Herrand Associates values our clients’ privacy as well as that of those who visit this Website. This Privacy Statement clarifies how Herrand Associates safeguards, stores and utilizes the personal records of clients and our Website visitors.
We Will Collect the Following Information
For us to assist our clients effectively, we will require personal information, such as:
• Name contained in a Passport or National ID card
• Contact telephone numbers
• Address of residence
• Business address
• Banking transaction information
How to Send Your Private Information
Private information may be sent and stored during the application as a Herrand Associates client. It may also be recorded using the following means of transmittal:
• Phone conversations
• Email exchange
• Subscription to online newsletters
• Access through internet accounts
How Herrand Associates Stores Your Information
Private information will be stored and safeguarded in electronically and physically. Every proper care and means is taken to assure that private information is protected. Industry standard security measures are established to prevent misuse or loss of private information.
How We Utilize Your Personal Information
Private information may be utilized for the following purposes:
• To process client-service applications
• To effectively manage services
• To conduct controlled model and endurance-testing evaluation
• To conduct risk evaluations
• For communication purposes
• To address relevant complaints and inquiries
When you’re Private Information Is Divulged
In general, Herrand Associates will never divulge private information to third-party providers for whatever purpose. The following, however, are exceptions to this policy:
• To comply with legal requirements, for instance, to check the status of funds covered by anti-money laundering laws
• To designated third-party services providers, with the express or written consent of the client concerned
Reliability of Information
Herrand Associates takes proper care to assure that your private information is regularly updated. Clients need to get in touch with his or her account manager for any changes in their personal information.
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the www.herrandassociates.com website (the "Service") operated by Herrand Associates ("us", "we", or "our").
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Links to Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by Herrand Associates.
Herrand Associates has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Herrand Associates shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
Herrand Associates strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
Herrand Associates reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Clients are given wide access to diversified investment potentials through Herrand Associates’ deep bag of investment approach options to support its selection of fixed income and equity exposure.
An Alternative Method
Investment options include those that exhibit negative correspondence to the more conventional types of investment, for instance, fixed income and equities.
These investments options form part of a diversified portfolio to serve another layer of diversification through allocating assets toward exposures that tend to remain stable during market movements. Such extra investment options tend to provide investors with gains above general market averages.
In the past, investing in hedge funds was an exclusive domain for big institutional investors and the super-high net-value individuals. With growing competition and the reduction of strict regulations, retail investors are more capable of taking advantage of high returns form hedge fund investing.
Herrand Associates maintains a committed team of professionals who can identify and observe hedge funds’ performance to offer clients with a list of potential hedge fund choices.
Greater diversification of portfolio can be attained by integrating a selection of commodity alternatives into the existing portfolio. Commodity options aim to achieve non-correlating gains when accommodated along with more conventional asset types, including fixed income and equities investments.
Herrand Associates collaborates with exceptionally high-growth firms in the private sector by providing them with access to private-equity exposures aimed at bringing risk-sensitive gains above overall market averages.
These private equity investments come in short- to medium-term maturity periods and usually demand clients to partner with hedge funds or big institutional investors as capital is sourced out in preparation for IPO issues.
Extensive Wealth-Building Solutions
Herrand Associates Fixed-income Management professionals provide sound income methods based on absolute returns.
Global Multi-Sector Strategy
Strategies pinpoint global fixed-income instruments that primarily focus on the protection of capital with long-term risk-sensitive results.
Fixed-income issues over worldwide sovereign bonds and credit markets provide a sound foundation for Herrand Associates’ fixed-income approach. The process aims to deliver flexibility with expectations exhibiting significant value targets for a certain period.
As a component of a portfolio with diversified assets, the worldwide multi-sector strategy aims to stabilize intrinsic portfolio instability with gains propelled by prudent industry sector rotation, remaining time before maturity and location.
Rising Market-Debt Strategy
With rising economies providing capital through debt issues, Herrand Associates aims to pinpoint fixed-income conditions that offer substantial gains with reduced risk. Obviously, as rising economies are more unstable compared to other economies in developed countries, the effect of risk is greater when exposed to investments in such rising market environments.
Nevertheless, Herrand Associates' competence in research study assures our clients of risk reduction and, at the same time, sustaining the prospect of positive gains normally above that of the market-at-large.
Our confidence in rising market debt usually takes into account the following factors:
· Effects of technical concerns, such as demand, supply and structure
· Historical reliability of issuing entities and their capacity to address the coupon
· Operating industry sector and country risk realities
· Political stability and geopolitical environment
Global Equity Markets
Herrand Associates delivers Equity Management solutions designed to enable clients to produce wealth for their future and their future generations.
To achieve growth of capital within the targeted time frame, Herrand Associates only includes such firms that can substantially deliver the results with the highest value and benefits into the investment equation.
These firms must undergo a strict selection phase and satisfy defined investment parameters and also exhibit solid proof of their staying power for a period of three to five years.
Value-Based Equity Investments
As we focus on value investments, Herrand Associates professionals normally search for medium to large-cap firms whose valuations have not yet been appreciated by the market in general. This is done to maximize opportunities as well as to introduce clients to the advantages of attaining growth, whether the stock price increases or dividends reach above-average industry levels. Moreover, by choosing equities with low values in the market, sufficient protection against short-term volatility becomes an effective risk management tool which is integrated into the equity's price.
Rising Market Equities
While seeking sustainable, high-value returns, we concentrate on rising market equities and top-quality managing firms as vital components of the process to enhance portfolio performance. Because rising market economies are prone to market volatilities within the international environment, proper timing and assets liquidity are primary considerations.
Investment criteria in rising market economies are the following:
· Firms with proven competitive advantages
· Firms with a justifiable franchise methods
· Firms within high-entry and replication-cost areas
· Firms whose services/products maximize cyclical/secular growth
Extensive Wealth Solutions
Herrand Associates provides discretionary asset management assistance to clients who choose to entrust the asset management task to investment professionals.
Discretionary Asset Management
Utilizing a prepared Client Investment Profile, an investment approach is devised with an asset allocation consistent with risk-tolerance levels of clients under management.
Asset Management Solutions in Summary
· Client-customized financial management
· Day-to-day, meticulous monitoring of asset dynamics
· Asset allocation balancing to adapt with market movements
· Continuous accessibility to an assigned account manager
· Overview of potential investment options consistent with risk capacity
Herrand Associates provides discriminating investors to make well-researched decisions in their task of choosing and implementing independent procedures.
Educated Investment Decisions
Herrand Associates' offer clients quality investment counseling services, along with current research and projected targets consistent with the specialized needs of clients.
Establishing Goals and Providing Advice
Herrand Associates' investments professionals dedicate themselves to providing clients investment opportunities which satisfy client-specific needs and goals. The company’s Investment Advisory group operates by utilizing its broad comprehension of market dynamics, establishing strong business, sustaining open communications and sound advice as well as delivering tailor-fitted solutions.
Clients can depend on pre-established investment goals based on quality advice designed to deliver risk-sensitive capital benefits through equity funds, fixed-income and global market equities.
Unbiased Investment Advice
Every financial solution takes into account portfolio balance by mixing fixed-income and growth potentials consistent with risk capacity levels. Hence, advice provided is unbiased and aims to address unique needs of stock market equities, bond issues, alternative investments and private equity placements.
Extensive Wealth-Building Solutions
Through extensive wealth-building strategies, clients can achieve integrated processes of distinct financial parts as one effective approach.
Value Production Using Sound Wealth Management
Through the consolidation of the various distinct aspects, including portfolio management, tax preparation and estate planning, into one wealth-building process, investors can more easily achieve realize value-added gains to support solid performance essentials.
Proactive Asset Allocation
With the growing complexity of financial markets as well as the tightening of investment regulations, investors encounter more and more obstacles in their goal of protecting and enhancing their wealth. Herrand Associates seeks to help meet these challenges by providing a sound wealth management approach using strategic and tactical distribution of capital, along with tax and trust preparation to maximize wealth preservation.
Innovative Wealth-Building Services
With its comprehensive view of wealth management, Herrand Associates manages client portfolios and offers expert investment advice along with other financial services, including wealth legacy planning, retirement strategizing and taxation.
Consolidated Financial Structure
In the contemporary wealth-building environment, Herrand Associates adheres to the principle that all aspects of the process are vital and that they must work synergistically and efficiently as one organic, viable wealth approach.
Wealth Legacy Planning
Clients possessing considerable wealth require efficient management that is multi-dimensional and sophisticated. Highly-diversified assets, whether they are tangible or not, need to be managed in a customized manner consistent with an investment plan that considers the future generations as well. It demands a meticulous process involving systematizing assets that, if implemented properly, will produce compounding value-focused returns, designed as an integral part of the entire process.
Since wealth has to be protected or preserved for inheritance purposes, legacy or succession planning involves a crucial aspect that assures effective maintenance of asset value. This succession scheme and implementation process requires the excellent knowhow from financial, legal and tax experts who can provide a holistic succession approach to satisfy client needs.
Tax and Legal
With changing regulations and diversifying financial interests worldwide, the extreme complexity regarding efficient administration of investment ventures has grown. Herrand Associates' tax and legal experts continue to provide clients with services to reduce the effects caused by the unending adjustments in pertinent needs, plus the difficulties encountered by investments located in overlapping political and economic controls.
Herrand Associates employs a holistic approach to two kinds of Portfolio Management requirements: Discretionary and Advisory. Whichever clients choose, portfolio strategies involve meticulous decisions that highlight a risk-sensitive method.
Being an independent company that offers wealth management answers, Herrand Associates uses its worldwide knowhow to provide tailor-fitted investment solutions. Every client portfolio is developed to suit unique client needs and to produce investment gains in general terms. In essence, every client obtains a yardstick with which financial goals will be achieved in collaboration with Herrand Associates.
Herrand Associates delivers excellent Investment service founded on a clear, diversified and effectively handled strategy that aims to pinpoint growing trends using company-sourced and third-party current research.
Meticulous evaluation of the worldwide economic and political realities assures fundamentals that serve to predict market fluctuations. Applying this view, Herrand Associates combines effective asset-distribution with specific Client Investment Profiles.
Viable Asset Allocation
Herrand Associates conducts a series of endurance tests to assess the impact of portfolio diversification in terms of performance. As predicted, when markets swing one way, the rest of the portfolio components will swing another way.
Choosing investment instruments with high potential yield is a vital step in maintaining long-term performance. Technical and fundamental investigation is consistently designed to handle market movements, present portfolio distributions and projected results. This crucial procedure assures our clients with broad experience in effectively managing investments under all kinds of adverse or positive forms of market fluctuations.
The Herrand Associates Investment Committee has the capability to choose what to buy and when to buy, providing clients with the advantage of comprehending the methods used and to assure that their investments stay on target while the portfolio remains balanced to deliver maximum returns. Evaluation of performance, regular monitoring and documentation also address the requirements of every client.
Herrand Associates is committed to providing quality and dependable investment management to investors, founded on a Philosophy of Investment and Investment Approach aimed at producing an unparalleled experience for clients.